Monday, May 25, 2009

Auto insurance


Introduction:
We have committed the traffic law in the Syrian Arab Republic all the owners of vehicles subject to registration with the Ministry of Transportation contracts for vehicle insurance against civil liability arising from the use of the vehicle on the territory of the country, as well as for all foreign vehicles crossing the Ootakim them. The aim is to:
- Protection of others from the use of such vehicle.
- Protection of the vehicle user of any responsibility that may arise from it.

It also allowed the owners of vehicles - the insured - the insurance companies - the insured - Coverage other hazards that may cause the vehicle and others resulting from the use of the vehicle under supplementary contracts - optional -.

Has grappled with the Syrian General Establishment for Insurance for over fifty years for this type of insurance with all the success, and still seeks to develop this type of insurance through insurance programs and a new upgrade performance in customer service.

The geographical boundaries of the territory of the Syrian Arab natural geographical scale is the same for insurance contracts produced by the institution, and these limits could be expanded to include other land under the agreements concluded with these countries in relation to compulsory insurance, the insurance contracts for the overall Vtnm expanded to include Jordan and Lebanon. Additional free feature of a believer.

And we'll make the following types of contracts produced by the institution and the insurance coverage of each type:

First - the compulsory insurance
To cover the damage resulting from third-car accident

And called for a mandatory registration that can not be without a car of this decade as the law of a walk of two types:
1 - compulsory insurance / first stage /: This is insurance for all types of cars, except for tourism, including: the physical harm to others only.
2 - Altomn compulsory / Almrahlpalthanip /: This is insurance for all types of cars, except for tourism, including: the physical harm to others only.
3 - the limits of compulsory insurance: This insurance for cars, however, of Syria to the country.
It includes the physical and material damage to others caused by foreign vehicles and the Arab Syrian territory. It also includes public passenger vehicles designed to transport passengers.
The three types of compulsory insurance for the above shall not include the body of the vehicle, money and goods transported on the vehicle, as well as users and passengers of private cars and the driver in all conditions, as well as relatives, however, the convening of a special agreement between the owner of the vehicle and the institution.
However, it can be provided for the driver and passengers of all types of vehicles, the P-salt of the contracts under the above-mentioned

II - Supplementary Insurance / Optional /

1 - The Civil Liability: This insurance for all types of vehicles, except tourism, which is complementary to the convening of the first phase of the contract equal to the second stage in terms of insurance coverage to others, in addition to secure passengers in private cars and the driver in all categories of vehicles and the load of the fuel tank. It includes:
- Physical damage to others the value of unlimited.
- Physical damage to the owner of the vehicle and the driver and their family members.
- Bodily injury to passengers in private vehicles, including school students.
- The load of the fuel tank.
The special allowance is to meet this contract by category of vehicle.

2 - hold all the risks or the Index: This insurance covers all types and categories of vehicles and covers all damages resulting from a traffic accident, whether the vehicle and its passengers and Sigaha or to others, including the following:
- Physical damage to the vehicle itself as part of Syrian territory as well as in Lebanon and Jordan.
- Physical damage to others the value of unlimited.
- Damage to the vehicle against fire and theft.
- Physical damage to the driver and owner with their family members.
- Bodily injury to passengers in private vehicles, including school students.
- Physical and material damage to others in Lebanon for tourist vehicles.
- The load of the fuel tank.
- Total loss of the vehicle.
The insurance value of the allowance with the terms of insurance - the amount insured by the vehicle, which follows the price of the vehicle. According to the desire of the insured - the owner of the vehicle.

Orange Card
Insurance of vehicles out of Syrian territory against others / card orange /: a geographical expansion of the insurance contract and Syrian vehicles exclusively and orange card issued under a supplement to the convening of a second phase of tourism vehicles, or a supplement to all other categories of vehicles, covering the material and physical damage to the non-Arab countries on the territory of the joint Convention on the orange card and as the laws and regulations of the State visited. Granted free of charge for cars with the destruction.
Are met as per the category of vehicle.

No comments:

Post a Comment